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Costs, grants and finance

Your price, upfront.
With the working shown.

Most installers hide the numbers until a salesperson calls. We show you what drives the price, every grant you could get, honest running costs and the finance maths, right here.

Prices from

£0

with EDF Express, after the £7,500 grant. With a new cylinder, most homes pay about £4,600–£6,500.

Grant, England & Wales£7,500
Replacing oil or LPG£9,000
0% VAT until 31 March 2027From £38.79 a month
Price explorer

What drives your price?
Try it yourself.

Change your home, your heating and your design choices and watch the price move. It runs on the same pricing engine as our instant quote, so the numbers match.

Type of home
3
How you heat your home now
Design choice

Assumes a 1945–75 home in England with typical insulation. The full quote asks about your walls, loft, windows and postcode for a tighter range.

Your likely price

£4,600 – £7,950

after the £7,500 Boiler Upgrade Scheme grant, 0% VAT

8 kWheat pump
~3radiator upgrades
£406yearly saving on Tracker
  • Loading the price engine…
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Typical prices

Real ranges for real homes.
After your grant.

What typical homes pay with us after the Boiler Upgrade Scheme grant, from the same engine as the explorer above.

2-bed flat

£4,100–£5,500after £7,500 grant

A small heat pump and a compact cylinder. Often few or no radiator changes.

Price my flat →

3-bed semi

£4,600–£7,950after £7,500 grant

A typical family home, often with 2–4 radiator upgrades.

Price my semi →

4-bed detached

£8,050–£12,350after £7,500 grant

A larger heat pump and a bigger cylinder for more bathrooms.

Price my house →

Oil bungalow

£3,200–£6,600after £9,000 off-gas grant

The best value going. The bigger grant ends on 31 March 2027.

Price my bungalow →

Indicative ranges for a typical 1945–75 home in England, rounded to £50, including 0% VAT. EDF Express starts from £4,100 when we can reuse your cylinder. Your survey confirms a fixed price before you commit.

The eight things that move your price

Size and heat loss

Bigger or draughtier homes need a larger heat pump. Insulation and glazing make a real difference.

Your radiators

Some rooms may need bigger radiators to run at a low, efficient temperature. Upgrades are priced into your quote.

Hot water cylinder

Reusing a modern cylinder costs less. A combi home needs a new one, sized to your household.

What you heat with now

Replacing oil or LPG unlocks a £9,000 grant. Old tanks may need removing.

Design temperature

Lower flow temperatures mean more radiators upfront but lower bills for years.

How you use heat

How many people live with you, and how much heating and hot water you use.

Electrics

An older fuse box may need an upgrade. We check with your network operator if your supply needs work.

Where it goes

Longer pipe and cable runs, say to the bottom of the garden, add cost. Microbore pipes may need replacing.

Get a range for your actual home.8 quick questions. Price on screen. No phone number or email needed.

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Boiler Upgrade Scheme

Up to £9,000 off.
We claim it for you.

The government's Boiler Upgrade Scheme takes £7,500 off an air source heat pump in England and Wales. If you're off the gas grid and replacing oil or LPG, it's £9,000 until 31 March 2027. It isn't means-tested, and we take it off your price upfront.

£7,500

Air source heat pump, England and Wales

£9,000

Off the gas grid, replacing oil or LPG, until 31 March 2027

The grant can't be used for

Hybrid systems with a boilerReplacing a heat pump or other low-carbon systemSwimming pool heat pumpsHomes already funded for a heat pumpNew builds and social housing

The £9,000 grant and 0% VAT end in

–days
–hours
–mins
–secs

Installs take about 8–12 weeks from order, so ordering soon gives you the best chance of beating the deadline.

Are you eligible?

  • You own the property in England or WalesYour home, a second home, a rental or a small business property. Self-builds can qualify with proof such as title deeds.
  • You're replacing gas, oil, LPG or electric heatingIncluding storage heaters.
  • An MCS-certified installer fits itThat's us. A DIY install can't get the grant.
  • No EPC and no insulation neededThe EPC requirement ended in April 2026. Past ECO or Great British Insulation Scheme funding doesn't stop you applying.
  • Up to 45 kW of heatingThat covers almost every home.

How we claim it for you

  1. Your priceSee it online with the grant already deducted.
  2. Survey and designWe check your home and confirm you're eligible.
  3. We applyWe apply to Ofgem for your grant voucher. No forms for you.
  4. Deducted upfrontThe grant comes off your final bill. You never pay it and claim it back.
  5. Installed to MCS standardsThen we register it, and the grant stays with your home if you move.

Grants are one per property and set by Ofgem. The Boiler Upgrade Scheme also covers ground source heat pumps (£7,500) and biomass boilers (£5,000), which we don't install. Check eligibility at gov.uk/apply-boiler-upgrade-scheme.

Every other grant route

Not in England or Wales?
There's still help.

Grants depend on where you live and your circumstances. Here's every route we know about, and how we can help with each.

Scotland

Home Energy Scotland: up to £15,000

A grant of up to £7,500, plus £1,500 more for qualifying rural homes, and an optional interest-free loan of up to £7,500. You apply directly, before your install, and we provide the quote to support your application. Our partner covers G, EH, KY, TD, ML, AB43, AB54, AB56 and DD8 postcodes.

Wales

Full Boiler Upgrade Scheme

Welsh homes get the same £7,500, or £9,000 off-gas. Lower-income households can also check the Welsh Government's Nest Warm Homes programme.

Northern Ireland

Not covered yet

The Boiler Upgrade Scheme doesn't apply, the NI Boiler Replacement Scheme has closed, and we don't currently install there. See nidirect for local energy-saving grants.

England · lower income

Warm Homes: Local Grant

Council-run upgrades, which can include a heat pump. For privately owned or rented homes with an EPC of D to G, where household income is £36,000 or less, you get means-tested benefits, or you live in a qualifying area. On or off the gas grid.

On benefits

ECO4

The Energy Company Obligation funds energy-saving measures for households on certain benefits. If you've had ECO or insulation funding, you can still use the Boiler Upgrade Scheme for your heat pump.

Coming soon

The Warm Homes Plan

Close to £15 billion to upgrade up to five million homes by 2030: full grants for low-income households, low and zero-interest loans for other homeowners, and rented homes to reach EPC C by 2030. Dates are still to be confirmed.

Landlords

Private landlords can use the Boiler Upgrade Scheme on rental homes. Through Warm Homes: Local Grant, the first property can be fully funded, with 50% funding for further properties. Social housing is funded through councils and housing associations, not directly.

Already on the Renewable Heat Incentive?

Your payments continue for the rest of your agreement with Ofgem, but you may not be able to get new funding for the same property. Keep up your meter readings and annual declarations.

Not sure which grant you'll get?Your instant price applies the right one for your postcode and fuel.

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What's in your quote

Everything to get you warm.
Clearly listed.

Your quote covers the full job, from design to aftercare. A few site-specific extras sit outside it, and we flag them early.

Included in your price

  • Technical assessment and system design
  • Heat pump, hot water cylinder and smart controls
  • Installation and set-up by our expert installers
  • Plumbing and electrical supplies for the install
  • Any radiator upgrades in your quote
  • Your grant application, handled and deducted upfront
  • EPC and MCS certificates
  • Manufacturer warranty, plus 2 years on all other parts
  • A dedicated support team, from quote to after install

Not included

  • Groundworks and site preparationSuch as a concrete base or trenching. Your builder does this before install day.
  • Planning permissionRarely needed. If it is, you apply to your council and we help.
  • ScaffoldingIf your survey shows it's needed, you arrange a contractor.
  • Fuse or supply upgradesWe talk to your network operator (DNO) for you. You approve any upgrade first.
  • Underfloor heatingHeat pumps work brilliantly with it, but we don't fit new underfloor systems.

When you pay

1 · To order£850 deposit

Secures your install date and design, even if you're using finance. Refunded if our survey finds your home unsuitable under our current offer.

2 · Before installFinal invoice

Sent ahead of your install date with your fixed price and grant deduction, so you know exactly what's due.

3 · After installThe balance

Paid once your heat pump is in and working. On finance, payments usually start the month after.

Quotes are valid for 30 days. Once you order, your price holds for 20 weeks to installation; after that, we'd need to requote.

Running costs

Honest savings.
By what you have now.

A heat pump uses about a third of the energy, but electricity costs more per unit than gas. So your saving depends on what you're replacing and your tariff. Pick your current heating to see a typical 3-bed semi.

What heats your home now?
  • Rule of thumbA typical home needs 8,000–12,000 kWh of heat a year. At 300% efficiency, that's only 2,500–4,000 kWh of electricity.
  • Against a brand-new A-rated gas boilerBills are about the same. You gain lower carbon and a system that lasts 20+ years.
  • Save moreAdd solar panels and a battery, top up your insulation, and keep the heating steady rather than on and off.

Yearly heating and hot water cost

–saving, standard tariff
–saving on the Tracker
–CO₂ saved a year

Typical 1945–75 3-bed semi, balanced 50 °C design. Prices: electricity 26.32p/kWh (Ofgem cap, Oct–Dec 2026), gas 7.97p, oil 10.1p, LPG 9.1p, storage heaters 20p. Energy Saving Trust: replacing an old G-rated gas boiler saves up to £290 a year; storage heaters up to about £1,000.

Servicing

An annual service keeps your warranty valid and is usually quicker than a boiler service. Free for 7 years with our current offer.

20+ year lifespan

Longer than the 10–15 years of a typical boiler, so the cost is spread over more winters.

Heat Pump Tracker

10p/kWh off from 4–7am and 1–4pm, adding about £146 a year in savings. How it works →

Finance

Spread the cost.
From £38.79 a month.

Pay over 2, 5 or 10 years through our credit broker, Shermin Finance. Payments typically start the month after your heat pump is up and running.

Try your own numbers

£4,100
£850
Term

£38.79 a month

120 payments · credit £3,250.00 · total payable £5,505.38

Illustrative only, using the APRs in the representative example. Your rate depends on status and affordability.

Who can apply

  • UK homeowner aged 18 or over
  • Under 85 at the end of the loan term
  • Your own bank account and a regular income

The lender runs a credit check. You can cancel the loan agreement within 14 days and pay another way. If you move, the loan stays with you and can't pass to the buyer. Missing repayments can affect your credit rating.

Representative example
Representative finance example over 10 years
Cash price£11,600.00
Boiler Upgrade Scheme grant−£7,500.00
Balance£4,100.00
Deposit£850.00
Total amount of credit£3,250.00
120 monthly payments of£38.79
Representative APR7.9% APR
Total charge for credit£1,405.38
Total amount payable£5,505.38
0% APR24 × £135.42
Total £4,100
7.9% APR60 × £65.32
Total £4,769.23
7.9% APR120 × £38.79
Total £5,505.38

EDF Heat Pumps is an Appointed Representative of Shermin Finance Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 727594). Shermin Finance Limited acts as a credit broker and not a lender, introducing you to a panel of lenders, and doesn't charge fees for its consumer credit services. Credit is subject to status and affordability. Terms and conditions apply. Prices include the Boiler Upgrade Scheme grant, subject to eligibility and Ofgem approval. We don't receive any commission or incentive for introducing you to our finance provider, and you're free to choose your own finance.

More ways to save

Stack the savings.
Every pound counts.

Refer a friend

£250 for you. £250 off for them.

Love your heat pump? When a friend's install is complete, you get £250 cash and they get £250 off. There's no limit.

  1. Have your own heat pump installed by us
  2. Ask your friend to mention your name when they get in touch
  3. We quote them, with £250 off already applied
  4. Once they're installed, we send you £250

For friends and family only: we can't accept referrals advertised on social media, websites or ads. Questions? Email info@edfheatpump.co.uk.

Green mortgage rewards, up to £2,000

Barclays: £2,000 cashback for existing mortgage customers. Lloyds: up to £2,000 Eco Home reward for mortgage customers. Halifax: up to £2,000 green living reward on new mortgages or borrowing from July 2024. Check terms with your lender.

Snugg Carbon Cashback, up to £2,000

Earn up to £2,000 over 10 years for the carbon your heat pump saves. Terms and eligibility apply.

0% VAT until 31 March 2027

Heat pump installs are VAT-free until then, rising to 5% from 1 April 2027. Our prices already include it.

Cost questions

Money questions,
straight answers.

01Are there any hidden costs?

No. Your fixed quote lists everything. Some homes need radiator upgrades, a new cylinder or insulation, and we explain these before you commit. The only extras are site-specific items like groundworks or scaffolding, listed above.

02Is a heat pump cheaper to run than a gas boiler?

Against an old boiler, usually yes, and more so on the Heat Pump Tracker tariff. Against a brand-new A-rated gas boiler, running costs are about the same. Against oil, LPG or storage heaters, savings are bigger.

03How much electricity will it use?

A typical home needs 8,000–12,000 kWh of heat a year. At 300% efficiency, that's about 2,500–4,000 kWh of electricity. Your instant price gives an estimate for your home.

04Why is my price different from my neighbour's?

Heat loss, radiators, cylinder, hot water use and design choice all vary home to home. Try the explorer above to see how each changes the price.

05Can I get the grant and finance together?

Yes. The grant comes off first, and you can finance the balance. The representative example above shows exactly that.

06What does servicing cost?

It depends on your system. Our current offer includes 7 years of free servicing on Ideal and Daikin heat pumps with a new cylinder. An annual service keeps your warranty valid.

07How long is my quote valid?

30 days. Once you order, your price holds for 20 weeks to installation.

08Is a heat pump worth it?

For oil, LPG and electric homes, the case is strong right now, especially with the £9,000 grant. For gas homes, think of it like this: if your boiler is due for replacement anyway, the extra cost of a heat pump after the grant is smaller than most people expect, and it lasts longer and cuts your heating carbon by up to 70%. Your instant price shows the payback against a new boiler.

See all 60 FAQs →

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